ClickPesa, one of Tanzania’s leading fintech innovators, has officially launched an updated suite of Payment APIs in Tanzania, marking a major step forward in the digital transformation of financial services in the country. These updated APIs come with improved functionality, developer tools, and an integrated API Explorer to simplify and speed up integration.
Built for businesses of all sizes, developers, and financial institutions, the new APIs enable fast, secure, and scalable payment solutions across sectors, from microfinance and retail to tourism, logistics, and SaaS platforms.
What Are Payment APIs?
Payment APIs (Application Programming Interfaces) allow businesses to automate payment flows, replacing manual processes with seamless, programmable operations between customers, companies, and financial institutions.
With ClickPesa’s updated payments APIs, businesses can now:
- Accept payments through mobile money, local banks, or card
- Disburse funds to individuals, suppliers, or employees
- Automate reconciliation with real-time reporting
- Customize reference codes and build customer-specific payment flows
ClickPesa offers platforms for both acceptance (Collections) and payout (Disbursements), helping companies unify their financial operations using.
Why Payment APIs in Tanzania Matter
Tanzania has experienced a boom in digital financial services. Still, many businesses, even some large institutions continue to rely on manual payment processes.
ClickPesa’s payments APIs are designed to bridge this gap and support digital financial access and automation across the country. These tools help businesses:
- Eliminate reconciliation errors
- Accelerate cash flow
- Reduce costs and time spent on manual entries
- Reach more customers via mobile money and bank channels
“Many Tanzanian businesses are growing fast but struggle with fragmented or outdated payment systems,” said Omar Juma, CTO at ClickPesa. “Our payments APIs offer a way to centralize, simplify, and automate the entire process.”
Payment Gateway That Power Your Business
Whether you’re building your own integrations or using a plug-and-play solution, ClickPesa offers multiple ways to accept and disburse payments.
ClickPesa Checkout
A ready-to-use payment solution that supports multiple payment methods through a single integration. Businesses can embed it directly on their site or use a hosted payment page.
ClickPesa BillPay
Automate your billing process by generating unique control numbers for payments received via Mobile Money, Simbanking, or Wakala agents.
ClickPesa Payment API
Provides full API control for receiving instant payments via Mobile Money and Cards, with real-time status tracking and reconciliation.
ClickPesa Disbursement API
Simplifies bulk payouts to mobile money wallets and bank accounts. Includes mobile number name-checking and bank account verification features.
Integration Options
API Integration
Ideal for developers who want full control over the payment flow. Secure API endpoints give you the flexibility to build any custom logic.
Hosted Integration
Redirect users to ClickPesa’s hosted page to complete payments, ideal for businesses without in-house technical teams.
Embedded Integration
Seamlessly embed the payment experience into your own platform while using ClickPesa’s backend infrastructure.
All integrations support real-time webhooks, secure IP whitelisting, and checksum validation for added protection.
New Developer Tools
With this update, ClickPesa introduces:
- A redesigned API Explorer
- Improved documentation and SDKs
- Detailed logs and reporting for audits and accounting
These enhancements make it easier than ever for developers to build, test, and launch with confidence.
Use Cases Across Industries
Microfinance Institutions (MFIs)
Automate loan disbursements and receive repayments through mobile money, all tracked and auditable in real time.
E-commerce Platforms
Accept payments via card, mobile money, or bank transfer. Real-time updates streamline order processing and reduce delays.
NGOs & Social Enterprises
Disburse grants or aid directly to beneficiaries across the country, tracked and reported securely.
Logistics & Field Services
Send daily payments or task-based payouts to field agents, drivers, or regional partners with full traceability.
Tourism and Hospitality Businesses
Simplify payment collection from international or domestic travelers using mobile money, bank, or card, and streamline vendor and partner payouts.
Financial Institutions
Build your own digital channels or integrate into ClickPesa’s infrastructure to manage customer collections and disbursements with full compliance.
Built for Scale and Compliance
ClickPesa is a licensed Payment System Provider under the Bank of Tanzania. All API-based transactions are secure, encrypted, logged, and auditable. Features like fraud detection, mobile number verification, and optional 2FA help ensure safe operations.
Whether you’re a startup, a financial institution, or a growing enterprise, ClickPesa gives you the infrastructure to scale your payment operations, with or without a tech team.
Get Started
Register for an account and explore the new payment APIs for Tanzania today at the ClickPesa Developer Portal. Test endpoints, connect your business, and go live quickly with tools designed for both speed and security.
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