Modern marketplaces are more than just online storefronts, they are complex ecosystems that connect hundreds or even thousands of sellers with customers, logistics, and payments. As these platforms grow, so does the need for more structured, trackable, and merchant-specific marketplace payments collection.
That is where ClickPesa BillPay comes in.
Give Every Client Their Own BillPay Number
If you are a marketplace or platform managing multiple vendors, ClickPesa enables you to assign dedicated BillPay numbers to each of your clients, together with your own system this can functioning like sub-accounts. These can be used to collect payments from their end customers directly, whether for goods, services, subscriptions, or deliveries.
Each BillPay number connects your merchants, whereby you ensure instant settlement to their account together with clean reporting and easy reconciliation.
Structured References: Why Custom Codes Matter
To make reconciliation even easier, we support custom merchant and transaction reference codes, combining a unique merchant ID and order number into a single payment reference string.
For example:
- Merchant Code:
FDS002 - Order Reference:
FDS0027482
This approach brings several advantages:
- Accurate matching of payments to specific orders
- Easier support and dispute resolution
- Strong audit trail for internal and external use
- Seamless integration into your order management and accounting tools
Unlike static payment codes or shared references, structured codes like MERCHANT0009999 are scalable and future-proof.
A Better Alternative to Till Numbers
You may be familiar with systems like M-Pesa Lipa Kwa Simu, where each merchant collects through a separate number. ClickPesa offers a smarter, more flexible alternative:
- Merchant-specific BillPay numbers that act like till numbers
- Mobile money, bank, and card acceptance, all through APIs or dashboard
- Real-time visibility into each merchant’s collections
- Instant settlement to ClickPesa account
This setup is perfect for logistics companies, delivery apps, e-commerce platforms, service marketplaces, or any platform managing merchant payments.
Common Use Cases
- Online Marketplaces: Let each seller accept payments under their own code.
- Delivery and Logistics Platforms: Track parcel payments per route or vendor.
- Multi-brand Platforms: Offer merchants their own branded payment experience.
- Subscription or Booking Platforms: Tie payments directly to customer bookings or recurring invoices.
Is This Right for You?
If you’ are looking to enable structured, merchant-specific payment flows that scale with your business, ClickPesa BillPay offers the flexibility and infrastructure to support it.
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