ClickPesa MFI Platform
Selection Criteria
The criteria on the right side are used to assess and select the MFIs that can do borrowing. Only MFIs that meet the criteria before applying for the loan.
| Loan Portfolio | At least 150,000 USD in loan portfolio before loan |
| MFI Focus | Small and Medium Entrepreneur (SME) lending (individually or through groups). No asset/invoice/consumer financing |
| Loan cycles | Minimum of 2 cycles per year |
| Loan Default Rate | under 5% |
| Equity vs. debt | At least 50% equity after funding |
| Management | At least 10 years experience Professional Management |
| Administrative | External Accountant and Auditor |
| ClickPesa system for payments | |
| Operational | A track record of 2 years with responsible lending practices |
| Operational Sustainability | |
| Potential for scaling and growth |
How to apply for a loan
Our application process is designed to be transparent and straightforward, ensuring that your organization’s unique strengths, goals, and impact are fully understood and considered. We value innovation, responsible lending practices, and a commitment to sustainable development, and we look forward to receiving applications from MFIs that share these principles.
We encourage all interested MFIs to explore this opportunity and join us in our mission to empower individuals, uplift communities, and create lasting economic transformation through microfinance.
There are two steps to apply for a loan:
- Register and complete your KYC here.
- Fill in form below